1. Acceptance of Terms

By accessing, subscribing to, or using CT ALGO Inc.'s services (the "Services"), you ("User," "you," or "your") agree to be legally bound by these Terms of Service ("Terms"), our Privacy Policy, our Disclaimer, and our Refund Policy, all of which are incorporated herein by reference.

IF YOU DO NOT AGREE TO ALL OF THESE TERMS, YOU MUST NOT USE OUR SERVICES.

Your continued use of the Services after any modifications to these Terms constitutes your acceptance of the modified Terms.

2. Service Description

CT ALGO Inc. provides a subscription-based AI-driven platform that demonstrates trading processes and market analysis techniques for educational purposes only.

Our Services include:

• Educational demonstrations of how trades are analyzed and executed
• AI-driven market insights for learning purposes
• Access to educational content via our platform and Discord server

Our Services DO NOT include:

• Financial advice, investment advice, or trading recommendations
• Signal services or trade alerts intended to be followed or copied
• Portfolio management or advisory services
• Custody or management of user funds
• Execution of trades on behalf of users

3. Educational Purpose Only - NOT A SIGNAL SERVICE

YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

• CT ALGO Inc. is an educational platform only
• Our dashboard and platform demonstrate how trades are executed for learning purposes only
• Our Services are NOT a signal service and are not designed to be followed, copied, or acted upon
• Any information, insights, or demonstrations provided are for educational purposes and should not be construed as recommendations to buy, sell, or hold any financial instruments
• You are solely responsible for any and all trading decisions you make
• Past performance, whether real or simulated, is not indicative of future results

4. PROHIBITION ON REAL TRADING ACCOUNTS

4.1 Paper Trading Only. CT ALGO Inc. is designed exclusively for use with paper trading (simulated) accounts. The connection of real trading accounts containing actual funds is STRICTLY PROHIBITED.

4.2 Violation of Terms. Connecting a real trading account to our platform constitutes a material breach of these Terms of Service.

4.3 Assumption of Risk for Prohibited Use. Any User who connects a real trading account in violation of these Terms:

• Does so entirely at their own risk
• Accepts full and sole responsibility for any and all outcomes, including but not limited to financial losses of any magnitude
• Acknowledges that they were expressly warned against such use
• Waives any and all claims against CT ALGO Inc. arising from such prohibited use (see Section 14)
• May have their account terminated without refund

4.4 No Verification Obligation. CT ALGO Inc. is not obligated to verify whether Users are using paper or real trading accounts. The responsibility to comply with this prohibition rests entirely with the User.

5. No Financial Advice

5.1 CT ALGO Inc. is not a registered investment advisor, broker-dealer, or financial planner. We are not licensed or registered with any securities regulatory authority in any jurisdiction, including but not limited to the Ontario Securities Commission (OSC), Canadian Securities Administrators (CSA), Securities and Exchange Commission (SEC), or any other regulatory body.

5.2 Nothing on our platform, website, Discord server, or any other communication from CT ALGO Inc. constitutes:

• Financial advice
• Investment advice
• Trading advice or recommendations
• Tax advice
• Legal advice
• A solicitation to buy or sell any financial instruments

5.3 Any decisions you make based on information obtained through our Services are made at your own risk and discretion. You should consult with qualified professionals before making any financial decisions.

6. No Custody of Funds

CT ALGO Inc. does not hold, manage, control, or have access to User funds at any time. All trading activity, if any, occurs on the User's own accounts through their own brokerage relationships. CT ALGO Inc. has no ability to execute trades, withdraw funds, or otherwise access User accounts.

7. Eligibility

To use our Services, you must:

• Be at least 18 years of age (or the age of majority in your jurisdiction)
• Be legally capable of entering into a binding contract
• Not be prohibited from using the Services under applicable laws
• Provide accurate and complete registration information

8. Subscription and Payment

8.1 Access to our Services requires a paid subscription.

8.2 Payments are processed securely via third-party payment processors. CT ALGO Inc. does not store your payment information.

8.3 Subscriptions are billed on a recurring basis (monthly or as otherwise specified) and will automatically renew unless canceled prior to the renewal date.

8.4 All fees are non-refundable except as expressly set forth in our Refund Policy.

8.5 CT ALGO Inc. reserves the right to change subscription fees upon reasonable notice.

9. User Responsibilities

By using our Services, you agree to:

• Use only paper trading (simulated) accounts - real accounts are prohibited
• Maintain a stable internet connection as required for the Services
• Keep your login credentials confidential and not share access with others
• Comply with all applicable laws and regulations in your jurisdiction
• Not misuse, reverse-engineer, decompile, or resell our Services
• Be solely responsible for all trading decisions and associated risks
• Conduct yourself respectfully toward CT ALGO Inc. staff and other members
• Not engage in abusive, threatening, or harassing behavior
• Not use our Services for any unlawful purpose

10. Prohibited Activities

You agree NOT to:

• Connect real trading accounts to our platform (paper trading only)
• Use the Services for unlawful, fraudulent, or abusive activities
• Attempt to hack, disrupt, or damage our systems or security
• Share your access credentials with unauthorized parties
• Resell, redistribute, or commercially exploit our Services
• Scrape, copy, or reproduce our content without authorization
• Misrepresent yourself or your affiliation with any person or entity
• Interfere with other Users' enjoyment of the Services

11. Intellectual Property

All content, software, algorithms, methodologies, and materials provided through our Services are the exclusive property of CT ALGO Inc. and are protected by copyright, trademark, and other intellectual property laws. Users are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal, non-commercial, educational purposes only.

12. Termination

12.1 CT ALGO Inc. reserves the right to suspend or terminate your access to the Services immediately, without prior notice or liability, for any reason, including but not limited to:

• Violation of these Terms, including connecting a real trading account
• Fraudulent or illegal activity
• Abusive behavior toward staff or members
• Non-payment of subscription fees
• Any conduct that CT ALGO Inc. deems harmful to the Services or other Users

12.2 Upon termination for violation of these Terms, you are not entitled to any refund.

12.3 Sections 4, 5, 6, 13, 14, 15, 16, 17, 18, and 19 shall survive termination.

13. DISCLAIMER OF WARRANTIES

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CT ALGO INC. DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• IMPLIED WARRANTIES OF MERCHANTABILITY
• FITNESS FOR A PARTICULAR PURPOSE
• NON-INFRINGEMENT
• ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY INFORMATION
• UNINTERRUPTED OR ERROR-FREE SERVICE
• RESULTS OR OUTCOMES FROM USE OF THE SERVICES

CT ALGO INC. MAKES NO WARRANTY THAT:

• THE SERVICES WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS
• THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE
• ANY INFORMATION OBTAINED THROUGH THE SERVICES WILL BE ACCURATE OR RELIABLE
• ANY ERRORS IN THE SERVICES WILL BE CORRECTED

14. WAIVER OF CLAIMS AND RELEASE

BY USING OUR SERVICES, YOU EXPRESSLY WAIVE AND RELEASE CT ALGO INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, AND ASSIGNS FROM ANY AND ALL CLAIMS, DEMANDS, DAMAGES, LOSSES, COSTS, AND EXPENSES (INCLUDING ATTORNEYS' FEES) ARISING FROM OR RELATED TO:

• Your use of the Services
• Any trading decisions you make
• Any financial losses you incur, regardless of cause or magnitude
• Your connection of a real trading account in violation of these Terms
• Your reliance on any information provided through the Services
• Any technical failures, interruptions, or errors in the Services
• Any actions taken by third parties, including brokerages or exchanges

This waiver and release applies to claims of any kind, whether based in contract, tort (including negligence), strict liability, or any other legal theory, even if CT ALGO Inc. has been advised of the possibility of such damages.

15. LIMITATION OF LIABILITY

15.1 TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CT ALGO INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, OR ASSIGNS BE LIABLE FOR:

• ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES
• ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES
• ANY TRADING LOSSES OR FINANCIAL DAMAGES OF ANY KIND
• ANY DAMAGES RESULTING FROM UNAUTHORIZED ACCESS TO OR USE OF OUR SERVICES
• ANY DAMAGES RESULTING FROM INTERRUPTION OR CESSATION OF THE SERVICES
• ANY DAMAGES RESULTING FROM YOUR USE OF A REAL TRADING ACCOUNT IN VIOLATION OF THESE TERMS

15.2 IN NO EVENT SHALL CT ALGO INC.'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICES EXCEED THE AMOUNT YOU PAID TO CT ALGO INC. IN THE THREE (3) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR ONE HUNDRED CANADIAN DOLLARS (CAD $100.00), WHICHEVER IS LESS.

15.3 THE LIMITATIONS IN THIS SECTION APPLY REGARDLESS OF THE THEORY OF LIABILITY, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER THEORY, AND EVEN IF CT ALGO INC. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

15.4 SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY, AND YOU MAY HAVE ADDITIONAL RIGHTS.

16. Indemnification

You agree to indemnify, defend, and hold harmless CT ALGO Inc., its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all claims, demands, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to:

• Your use of the Services
• Your violation of these Terms
• Your violation of any applicable law or regulation
• Your violation of any third-party rights
• Any trading decisions you make or losses you incur
• Your connection of a real trading account in violation of these Terms
• Any claim by a third party related to your use of the Services

17. Assumption of Risk

YOU EXPRESSLY ACKNOWLEDGE AND ASSUME THE FOLLOWING RISKS:

17.1 Trading Risk. Trading in financial markets involves substantial risk of loss and is not suitable for all individuals. You may lose some or all of your invested capital. Past performance is not indicative of future results.

17.2 Educational Nature. Our Services are educational only. Any trading decisions you make are entirely your own. We do not recommend, suggest, or advise any particular trades.

17.3 No Guarantee. CT ALGO Inc. makes no guarantee of any results, profits, or outcomes from the use of our Services.

17.4 Technical Risks. You acknowledge that technical failures, delays, errors, or interruptions may occur and that CT ALGO Inc. is not liable for any resulting damages.

17.5 Third-Party Risks. CT ALGO Inc. is not responsible for the actions, failures, or omissions of third parties, including brokerages, exchanges, or payment processors.

18. Dispute Resolution - Binding Arbitration and Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

18.1 Informal Resolution. Before initiating any formal dispute resolution, you agree to first contact CT ALGO Inc. at [your contact email] to attempt to resolve any dispute informally. Most disputes can be resolved this way.

18.2 Binding Arbitration. If we cannot resolve a dispute informally within thirty (30) days, any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall be resolved by binding arbitration administered in accordance with the rules of the ADR Institute of Canada. The arbitration shall be conducted in Ontario, Canada, in English, by a single arbitrator.

18.3 CLASS ACTION WAIVER. YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU EXPRESSLY WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION OR CLASS ARBITRATION. If this class action waiver is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

18.4 Exceptions. Notwithstanding the above, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights.

18.5 Opt-Out. You may opt out of this arbitration provision by sending written notice to CT ALGO Inc. within thirty (30) days of first accepting these Terms. If you opt out, the Governing Law and Jurisdiction provisions in Section 19 will apply.

19. Governing Law and Jurisdiction

19.1 These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

19.2 Subject to Section 18, any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the courts located in Ontario, Canada, and you hereby consent to the personal jurisdiction and venue of such courts.

20. Service Availability

CT ALGO Inc. strives for continuous uptime but does not guarantee uninterrupted, timely, or error-free service. The Services may be interrupted due to maintenance, updates, technical issues, or circumstances beyond our control. CT ALGO Inc. shall not be liable for any interruption or cessation of the Services.

21. Modifications to Terms

CT ALGO Inc. reserves the right to modify these Terms at any time. We will notify Users of material changes by posting the updated Terms on our website with a new "Last Updated" date. Your continued use of the Services after any modifications constitutes your acceptance of the revised Terms. If you do not agree to the modified Terms, you must stop using the Services.

22. Refund Policy

All refunds are subject to and governed by our Refund Policy, which is incorporated herein by reference.

23. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.

24. Entire Agreement

These Terms, together with the Privacy Policy, Disclaimer, and Refund Policy, constitute the entire agreement between you and CT ALGO Inc. regarding the Services and supersede all prior agreements and understandings.

25. No Waiver

The failure of CT ALGO Inc. to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision. Any waiver must be in writing and signed by CT ALGO Inc.

26. Assignment

You may not assign or transfer these Terms or your rights hereunder without the prior written consent of CT ALGO Inc. CT ALGO Inc. may assign these Terms without restriction.

27. Contact Information

For questions about these Terms of Service, please contact us at:

CT ALGO Inc.
Email: help@ctalgo.com
Website: Contact Us